Learn more about your options for medical treatment if you are injured in an auto accident
Do I Need A Auto Accident Lawyer to Get Medical Treatment?
A Denver Auto Accident Attorney can help you get the medical treatment you need. Other than going or being transported to an emergency room, many people may not know where to turn next for medical treatment after an auto accident. Colorado law requires that automobile insurance companies offer their policyholders medical-payments coverage that will pay up to at least $5,000 in medical bills even if another person caused the accident, but that coverage may be quickly exhausted in the first few weeks after an accident. If you have private health insurance or Medicare or Medicaid coverage, that will typically pay for medical treatment after an accident although most health insurers and Medicare and Medicaid have the right to be reimbursed the medical bills that they pay due to an auto accident out of any recovery the injured party receives.
Many people, including some health care providers, believe that the insurance company for the driver who caused an auto accident injury will pay the medical bills as they are incurred by anyone else injured in the accident. That ordinarily is not the case. The at-fault driver’s insurance company has no obligation to do so unless there is medical-payments coverage on the vehicle that driver was operating in the accident, and that coverage applies only to passengers in that vehicle. Otherwise, the insurance company for the at fault driver will typically not want to pay anything towards the medical bills or the other losses suffered by the victims unless there is a final settlement under which those damages are paid in exchange for a release of any further claims. This is a very important thing to consider if you want to hire a car accident lawyer to help get you medical treatment.
Without health insurance or sufficient medical payments coverage, the only option for most auto accident injury victims is to obtain medical treatment on liens, meaning that the victims sign agreements to pay the medical bills from the potential recovery by settlement or verdict on the case. Not all doctors and other healthcare providers will see patients on this basis. We are able to arrange medical treatment on liens for most of our clients when there is no insurance coverage available to pay the bills as they are incurred. We are also able to help if your or the at-fault parties insurance company is acting in bad faith. Contact us today to speak with a Denver auto accident lawyer to find out if we can help you obtain medical treatment on liens.